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Mobile App Development - Fintech - Global Remittance

SendWave

A remittance app built to make regulated money transfer feel effortless

SendWave: A remittance app built to make regulated money transfer feel effortless
Overview

A regulated international remittance app enabling secure bank transfers, cash pickup and mobile-money payouts across more than 100 countries.

Services

  • Mobile App Development
  • Fintech
  • Payments
Client
SendWave
Year
2024
Outcome area
Drive Growth
Delivered by
AMFLX in-house team

What we delivered

  • Multi-country payout architecture
  • Bank transfer, cash pickup and mobile-money flows
  • Compliance-aware transfer workflow
  • Rate and fee transparency screens
  • Android application build and release
01Challenge

Global reach and regulatory trust had to coexist in one flow.

Supporting bank transfer, cash pickup and mobile-money payouts across more than 100 countries means dealing with genuinely different regulatory and payout requirements per market, while presenting the sender with one simple flow regardless of destination.

Trust was the real constraint — a remittance app is handling someone's money to send to family or a supplier, and any friction or ambiguity around rates and fees costs real confidence.

02Strategy

One simple flow on the surface, a compliant system underneath.

We designed a single, consistent sending flow for the user while the underlying system handled the different payout methods and compliance requirements each market actually needs.

Rate and fee transparency was treated as core to the experience, not a details screen — because in remittance, that's what actually earns repeat use.

One flow, many markets

A consistent sending experience regardless of destination-market complexity.

Compliance-aware by design

Payout methods built around the real regulatory shape of each market.

Transparency as trust

Rates and fees shown clearly, not buried, because that's what earns return use.

03Solution

A regulated app covering bank, cash and mobile-money payouts.

We built a native Android remittance app supporting secure bank transfers, cash pickup and mobile-money payouts across more than 100 countries, built with regulated fintech requirements in mind throughout.

The app presents competitive rates and fees clearly at the point of sending, so users can see exactly what a transfer costs and how it will arrive before confirming.

  • Bank transfer, cash pickup and mobile-money payouts
  • Coverage across more than 100 countries
  • Regulated, compliance-aware transfer workflow
  • Clear, upfront rate and fee transparency
04Result

Sending money abroad that feels like one simple action.

Users can now send money to more than 100 countries through bank transfer, cash pickup or mobile money from one app, with rates and fees clear before they confirm.

Because compliance and payout logic were built into the architecture, the app scales to new markets without redesigning the core sending experience.

  • Regulated global remittance app delivered and live
  • Payouts supported across more than 100 countries
  • Bank, cash pickup and mobile-money methods shipped
  • Transparent rate and fee display built into the flow
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